LPH Financial Services
Employee Benefit

LPH Financial Services will be happy to help you devise a tailor-made package for you.

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What is Employee Benefit?

Employee benefits, also identified as perks or marginal benefits, are given to employees in addition to their monthly remunerations. It includes several benefits such as health insurance, disability benefit, vacation, retirement benefits, and others. It shows that the employer is committed to protecting his/her employees’ future. A calculated employee benefits package helps the employer attract and retain the professionals.

If you are an employer and you look forward to providing your employees a sense of security, LPH Financial Services will be happy to help you devise a tailor-made package for you.
Why Employee Benefit is Important for Employers?

Employee benefits are time and again observed as the arm of the HR department, and not something that the CEO should look at. But it can be an expensive blunder if CEOs avoid involving in employee benefits.

Providing lucrative benefits to your employees can be an important idea to attract and retain your skilled professionals, which sequentially enhances productivity and efficiency. This is even more important in the region like the UAE where employers have to deal with the shortage of skilled professionals.

How We Help Our Clients?

Based on the type of business and employment, employee benefits may be quite different. Therefore, you need an expert who can assist you in preparing an ideal package based on your requirements. We at LPH Financial Services are ready to help you find a tailor-made employee benefits package that meets your business goal.

Group Life

It covers an employee until he or she is the part of the company. This is an important part of the employee’s benefits given by the employer.

Group Health Insurance

Exclusively designed for employees, the group health insurance is offered at the reduced cost with added benefits.

Group Disability

It helps your employees to protect their ability to earn income even if they are disabled and are not to work.

Group Travel

If your employees travel on foreign assignments, this is a right insurance plan for you. It cover a group of people under a single policy.

Group Pension

Group pension plan can help your employees to take care of their financial conditions after their retirement.

If you look forward to transforming your workforce healthier, happier, and more productive, bring in a lucrative employee benefits package. Ready to revitalize your employees with perks? Contact us today. We are here to help you.


Life Insurance provides peace-of-mind that financial hardship will be alleviated upon the death of the insured.

The members of your immediate family with insurable interest can take a life insurance policy on your life. Life Insurance Companies cannot provide a stranger to buy an insurance policy on your life. Life Insurance of Dubai allowed your employer or business partner an insurable interest. A Life Insurance policy cannot be taken without his prior knowledge.

No, you are the owner of your policy. So it is not necessary to prove your beneficiaries have an insurable interest. It can be anyone, even a stranger, only named as a beneficiary who wants the insured to be alive and healthy.

Often the insurance is termed as temporary because it lasts for a specific period. The life insurance companies provide the temporary insurance offered only during the life insurance application process. If you die before your final application is approved, the temporary policy pays out to your beneficiaries. The temporary insurance must be renewed when that period ends.

It is a way to protect your beloved one through financial support after your death. A death benefits your beneficiary is term insurance.

Co-pay is a fixed portion of you to pay towards the doctor prescription or treatment expenses, and Coinsurance is the percentage of costs you pay after you’ve met your deductible.

No never. By taking life insurance, you can die with complete peace of mind. Because you die during the term; you know the company will pay your beneficiaries.

The participating policy pays you dividends and enables you as a policyholder to share the insurance company’s profits. The company produces a premium at the end of the year.

An agent may believe term is risky, but only because you could have a hard time buying a policy in the future if your health deteriorates or you cannot afford the higher premiums. Commissions could also be a reason for an agent who discourages term.

Successfully made premium payments to cover the cost of insurance for the rest of your life.

Life Insurance Dubai pays the death benefit, and the beneficiaries can collect it. If there are any loans you have to repay, they will deduct from the death benefits.

The family floater plan is for families, and like an individual plan, it is extended to cover your whole family.

Health issues are common these days. And the medical treatments are costly, and so the individuals are draining for financial aids. But if you have any health insurance, it can be helped you to an extend. You can take your health insurance even through insurance brokers. Health insurance is a type of insurance that covers medical expenses that arise due to an ailment. These expenses could be related to hospitalization costs, cost of medicines or doctor consultation fees.

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