LPH Financial Services
Financial Planning

Financial Planning is a complete assessment of your income, expenditure, and financial goal.

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Why You Need to Plan Your Financial Goal?

We all have some dreams in our life—whether it is exploring the world, investing in lucrative investment avenues, purchasing a new car, home or starting a new business. All these financial goals are a usual thing for a progressive individual, but these dreams are imbedded with a common thing called monetary value. Carefully-designed financial planning, therefore, becomes an important thing to achieve your goals without compromising on your basic requirements.

Financial planning is a strategic approach to meet your financial goal. Fundamentally, it helps you keep your income, expenditure, and investment in control. It is not as simple as it reads—you need to take into account several key elements such as your income, investment, expenditure, and your luxurious expenditure.
To get a well-thought and comprehensive financial plan, you need an expert who can examine your financial conditions thoroughly and provide a strategy that meets your financial needs.

Who Needs Financial Planning?

Everyone, who wants to use their hard-earned money in a disciplined manner, needs proper financial planning.

How We Can Help You?

LPH Financial Services is dedicated to helping its clients to attain their financial goals. We have a pool of experienced and knowledgeable financial experts who will listen to your requirements carefully, and then provide a calculated financial strategy that meets your requirements.

We will evaluate your current financial state and drafts a strategic plan to help you choose the most lucrative investment avenue to help you reach your goals. We can assist you in the following financial planning procedures:

Education Planning

It helps you not to worry about the expenses on education. You don’t need to cut down on other expenses if you have proper planning for education expenses.

Business Protection Planning

Reduce the risk of known and unknown challenges to keep your business running successfully. You could protect your business and personal assets as well.

Estate Planning

You need estate planning if you wish to protect your assets. Without a plan, your heirs might face some problems related to the assets.

Lifestyle Protection Planning

You don’t need to worry about the expenses spent on your lifestyle. It is helpful not only to you but also for your family.

Investment Planning

Let your money create wealth for you. Identify the best investment avenue to park your hard-earned money.


Life Insurance provides peace-of-mind that financial hardship will be alleviated upon the death of the insured.

The members of your immediate family with insurable interest can take a life insurance policy on your life. Life Insurance Companies cannot provide a stranger to buy an insurance policy on your life. Life Insurance of Dubai allowed your employer or business partner an insurable interest. A Life Insurance policy cannot be taken without his prior knowledge.

No, you are the owner of your policy. So it is not necessary to prove your beneficiaries have an insurable interest. It can be anyone, even a stranger, only named as a beneficiary who wants the insured to be alive and healthy.

Often the insurance is termed as temporary because it lasts for a specific period. The life insurance companies provide the temporary insurance offered only during the life insurance application process. If you die before your final application is approved, the temporary policy pays out to your beneficiaries. The temporary insurance must be renewed when that period ends.

It is a way to protect your beloved one through financial support after your death. A death benefits your beneficiary is term insurance.

Co-pay is a fixed portion of you to pay towards the doctor prescription or treatment expenses, and Coinsurance is the percentage of costs you pay after you’ve met your deductible.

No never. By taking life insurance, you can die with complete peace of mind. Because you die during the term; you know the company will pay your beneficiaries.

The participating policy pays you dividends and enables you as a policyholder to share the insurance company’s profits. The company produces a premium at the end of the year.

An agent may believe term is risky, but only because you could have a hard time buying a policy in the future if your health deteriorates or you cannot afford the higher premiums. Commissions could also be a reason for an agent who discourages term.

Successfully made premium payments to cover the cost of insurance for the rest of your life.

Life Insurance Dubai pays the death benefit, and the beneficiaries can collect it. If there are any loans you have to repay, they will deduct from the death benefits.

The family floater plan is for families, and like an individual plan, it is extended to cover your whole family.

Health issues are common these days. And the medical treatments are costly, and so the individuals are draining for financial aids. But if you have any health insurance, it can be helped you to an extend. You can take your health insurance even through insurance brokers. Health insurance is a type of insurance that covers medical expenses that arise due to an ailment. These expenses could be related to hospitalization costs, cost of medicines or doctor consultation fees.

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You Need?

Let us know about your requirements. Tell us what kind of protection you need. Our experienced professionals will help you with personalized solutions.

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