LPH Financial Services
Life Insurance

No matter how much money you earn presently

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Why You Need a Life Insurance?

Nobody knows what’s around the corner. Unexpected misfortunes like critical ailment, injury or permanent disability, and sudden demise – can put immense financial pressure on your family members who are dependent on your regular income. With life insurance in place, your family members would be capable of withstanding the uncalled-for emotional and financial stress easily.

No matter how much money you earn presently, you must be ready to face the unexpected events that may happen to you at any moment in time. Life insurance helps you to be ready for all types of unexpected events. Your insurer provides a certain payout to keep your financial condition safe and sound.

It is true that your wellbeing can never be replaced with any amount of money; however, it gives you at least peace of mind knowing that you have life insurance to stay protected if anything happens to you.

How We Can Help You?

LPH Financial Services is a team of dedicated life insurance companies and experienced professionals who ensure that you choose the best insurance plan. We leverage our expertise to meet our clients’ requirements. We look at your financial status, budget, and objective to draft a calculated plan for you. We are best Insurance Brokers in Dubai, Our experienced professionals can help you make a judicious decision on the following insurance products:

Universal Life Insurance

Universal life insurance is a type of permanent life insurance, with flexibility to pay raise or lower premium payments within certain limits. Get insure From the best Life insurance Company

Whole Life Insurance/Unit link

Whole life insurance covers the insured person for the entire life as long as the premium is paid. It comes with fixed premium amount. Get insure From the best Life insurance Agency Dubai

Team Life Insurance

Term life insurance pledges to pay the stated death benefit to the insured beneficiary if he/she dies during the specific term. It has no savings component.

Mortgage Term Insurance

Mortgage term insurance aims at protecting the borrower's capacity to pay off the mortgage for the lifetime. It reduces the possibility of default on the part of the borrower.

High-Value Life Insurance

High-Value life insurance includes a permanent insurance coverage and cash value element. Your money grows with a modest rate of interest. Get insure From the best Life insurance Company Dubai

FAQ

Life Insurance provides peace-of-mind that financial hardship will be alleviated upon the death of the insured.

The members of your immediate family with insurable interest can take a life insurance policy on your life. Life Insurance Companies cannot provide a stranger to buy an insurance policy on your life. Life Insurance of Dubai allowed your employer or business partner an insurable interest. A Life Insurance policy cannot be taken without his prior knowledge.

No, you are the owner of your policy. So it is not necessary to prove your beneficiaries have an insurable interest. It can be anyone, even a stranger, only named as a beneficiary who wants the insured to be alive and healthy.

Often the insurance is termed as temporary because it lasts for a specific period. The life insurance companies provide the temporary insurance offered only during the life insurance application process. If you die before your final application is approved, the temporary policy pays out to your beneficiaries. The temporary insurance must be renewed when that period ends.

It is a way to protect your beloved one through financial support after your death. A death benefits your beneficiary is term insurance.

Co-pay is a fixed portion of you to pay towards the doctor prescription or treatment expenses, and Coinsurance is the percentage of costs you pay after you’ve met your deductible.

No never. By taking life insurance, you can die with complete peace of mind. Because you die during the term; you know the company will pay your beneficiaries.

The participating policy pays you dividends and enables you as a policyholder to share the insurance company’s profits. The company produces a premium at the end of the year.

An agent may believe term is risky, but only because you could have a hard time buying a policy in the future if your health deteriorates or you cannot afford the higher premiums. Commissions could also be a reason for an agent who discourages term.

Successfully made premium payments to cover the cost of insurance for the rest of your life.

Life Insurance Dubai pays the death benefit, and the beneficiaries can collect it. If there are any loans you have to repay, they will deduct from the death benefits.

The family floater plan is for families, and like an individual plan, it is extended to cover your whole family.

Health issues are common these days. And the medical treatments are costly, and so the individuals are draining for financial aids. But if you have any health insurance, it can be helped you to an extend. You can take your health insurance even through insurance brokers. Health insurance is a type of insurance that covers medical expenses that arise due to an ailment. These expenses could be related to hospitalization costs, cost of medicines or doctor consultation fees.

What kind of protection
do you need?

Do you have a question related to the insurance products? We are happy to help you. We are committed to delivering on service promises that why we are still best Life insurance Company in Dubai .

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