High Net Worth Individuals or Elite Individuals tend to be leaders with big goals They tend to worry more than others about almost all of the key areas of financial planning, such as managing their investments, estate and tax planning. They must take into account three crucial factors, including risk tolerance, time horizon, and financial objectives. All financial planning should start with these three considerations. High-net-worth individuals have relatively distinct financial objectives; they require personalised estate planning and wish to leave their generation with a sizable amount of cash. Here’s where we come into play !